Hospitalization and standard assistance (included)

• Hospital room covered
• Room and board for a family member staying in hospital with a dependent child under the age of 18

Up to 100%

• Day hospitalization (outpatient surgery included)
• Emergency hospitalization in your ​​coverage zone
• Emergency hospitalization in another coverage zone for stays of less than 60 consecutive days and up to 90 days per insurance year

Paid in full

• Medical expenses during hospitalization (intensive care and surgery)
• Consultations with general practitioners and specialists, including treatment and procedures performed by specialists
• Internal surgical and medical prostheses/devices
• Emergency dental treatment and vision care, with hospitalization
• Laboratory tests, MRI, radiology, scans and tomography
• Prescription drugs
• Renal dialysis
• Oncology (cancer treatment)
• AIDS treatment
• Organ transplant (hospital room and board, care and fees)

Paid in full

• Medical expenses for organ transplant (medical expenses and transportation costs covered, including for the organ donor)

Up to €6,000/$7,500 per transplant

• External surgical and medical prostheses/devices (for each prosthesis and up to 2 prostheses)
• Palliative care
• Physical therapy, chiropractic and osteopathy
• Psychiatric treatment and care (up to 30 days per year)

Up to 100%

Care following covered hospitalization:
• Home hospitalization (on prescription), up to 30 days per year
• Reconstructive surgery following an accident occurring during the coverage period
• Rehabilitation immediately following hospitalization, started within 30 days of leaving hospital and up to 30 days per year

Up to 100%

Personal assistance
• Emergency medical transport
• Repatriation to the country of residence / of expatriation
• Repatriation of the body in case of death
• Coffin or urn costs
• Identification of the body and death formalities
• Accompaniment of the deceased’s body or urn

Covered (see details in the General terms and Conditions)