You can become a member of the Caisse des Français de l’Etranger (CFE) to benefit from coverage similar to that provided by the French Social Security during your time abroad, and also to continue contributing to the French pension scheme.
Important: this first level of reimbursement may not cover all of your expenses, as healthcare costs vary greatly from one country to another and certain medical treatments or procedures are not included in the CFE coverage. To avoid any unpleasant surprises and benefit from protection suited to your particular needs, we offer you 4 levels of coverage as a top-up to the CFE and a system of flexible options.
Our unique partnership with the CFE makes your expat life easier:

one contact available 24/7,
reimbursements received within 4 days on average,
a 100% online experience.

What is Relais'Expat+ insurance?

Inclusive Coverage

Our comprehensive formulas cover you for everything and include medical assistance/repatriation too.

A "carte vitale" for your stays in France

With Relais'Expat+, your Vitale card remains active and you can use it when you return to France!

CFE + MSH, 1 single request, 1 single reimbursement

Your CFE and RELAIS'EXPAT+ reimbursement requests are made directly on your MSH Insured Space and settled in a single payment.

Refunds processed within 3 days

Thanks to our partnership with CFE, your reimbursements are processed faster!

Get your quote in just a few clicks!

How does the Relais’Expat+ plan work?

In order to allow you to personalize your insurance coverage as much as possible according to your plans, our Relais'Expat+ solution offers different levels of benefits:

Hospi
Health
Health+
Health+Child

You can choose the benefits you want to include in your plan according to your needs.

For example, if you do not suffer from any dental problems, you do not have to add this benefit to your coverage.

A higher level of coverage includes the benefits of the previous level.

Why take out a complementary plan and not just the CFE?

By choosing MSH's Relais'Expat+ health insurance, you can:

Benefit from comprehensive healthcare coverage anywhere in the world, without having to pay in advance yourself

Adapt your cover to your needs (premium assistance, optical & dental ...)

Gather all your administrative formalities in a single space, as MSH manages the CFE part for you!

My guarantees

Your health benefits in detail

Hospitalization and standard assistance (included)

These benefits are included regardless of the level of protection you choose. They allow you to be covered in the event of emergency or scheduled hospitalization and evacuation to the nearest medical facility.

Premium assistance and Civil liability (optional)

This option covers your repatriation to your home country in case of any health problems. You are also protected in the event of injury or damage caused to a third party.

Routine healthcare (optional)

The routine healthcare benefit covers all your non-urgent but important everyday care (general practitioners and specialists, drugs, physical therapy, laboratory tests, etc.)

Legal assistance (optional)

In the event of a claim, we provide you with the legal and financial resources to inform, assist and defend you.

Dental & Vision Care (optional)

Price differences between countries are particularly high for dental and vision care. Add this option to get the reimbursement for your dental or vision care.

Maternity Care (optional)

Are you planning to have a baby? Consider adding this option to experience pregnancy, childbirth and the first months of your newborn with complete peace of mind.

Our Relais'Expat+ offer allows you to be reimbursed in addition to the CFE. Would you prefer to be reimbursed from the 1st €/$ spent? Visit our First'Expat + offer!

Our services

Make your life easy with our members services

Immediately and without obligation

My personalized rate

I get my quote

Brochure

Download our Relais'Expat+ documents

Brochure
Table of Benefits (USA)
Table of Benefits (outside USA)
Insurance Product Information Document (IPID) - standard assistance
Insurance Product Information Document (IPID) - premium assistance
Insurance Product Information Document (IPID) - healthcare
Information notice - standard assistance
Information notice - premium assistance
General terms and conditions (information booklet) - legal assistance
General terms and conditions (information booklet) - healthcare

Please note that from March 1, Assistance cover will be provided by Chubb, and Third-Party Liability cover will now be optional.

FAQs

Got a question? We've got the answers!

What do I need to do for my health to leave with total peace of mind?

To leave in the best conditions, we recommend that you do a global health check before you go. Updated vaccinations and dental checks are priorities but it's worth having a full medical checkup and getting a medical certificate to practice all sports too (like scuba-diving, for example). Remember to leave your contact details and policy number of your private health insurance with a member of your family or a friend, along with an address and number where you can be reached.

What is the minimum policy period?

All policies remain in effect for a minimum of six months - expect the Start'Expat plan, which can be purchased for 1 month only.

What do I do if I have a question when I'm already abroad?

As soon as you become a member, you will receive a personal insurance ID card with all our contact details. You can reach our multinational team 24 hours a day, 7 days a week in 40 different languages or you can log into your member's area to file a claim, check your reimbursements or fill out a hospital precertification form within seconds.

Where can I find the names of qualified doctors, clinics and hospitals around the world?

As an MSH member, you will have access via your member's area to a global network of high level doctors and health facilities along with their contact details, languages spoken and key services, country by country or by specialty.

All FAQs