You’re setting out on a new challenge and you need to do it with confidence. Medical expenses and medical infrastructures can vary greatly from one country to another.

Designed for long stays abroad, the First'Expat+ plan will make your life easier. Whether it‘s in your everyday life with doctor’s visits and medication or in unforeseen situations with the 24/7 assistance service, First'Expat+ assists you and adapts to your lifestyle thanks to its choice of coverage limits, reimbursements from the 1st €/$ spent and its flexibility.

My First'Expat+ offer

A plan to suit your needs: First'Expat+

A need for assistance, an unforeseen medical expense or even a minor accident could quickly ruin your experience abroad.

That’s why we’ve designed insurance plans tailored to your needs, making it possible for you to travel anywhere in the world with total peace of mind. Whatever your country of departure or arrival.

Inclusive Coverage

Our comprehensive formulas cover you for everything and include medical assistance/repatriation too.

Flexible Formulas

Choose from 4 levels of protection and add options like dental, optical or maternity care to suit your needs.

Easy Claims

Upload a photo of your medical bills and file your claim online for rapid reimbursement.

24/7 Support

Get in touch at any time of day or night for help and support in your language.

How does the First’Expat+ plan work?

In order to allow you to personalize your insurance coverage as much as possible according to your plans, our First’Expat+ solution offers different levels of benefits:

Hospi
Health
Health+
Health+Child

You can choose the benefits you want to include in your plan according to your needs.

For example, if you do not suffer from any dental problems, you do not have to add this benefit to your coverage.

A higher level of coverage includes the benefits of the previous level.

My guarantees

Your health benefits in detail

Hospitalization and medical evacuation (included)

This benefit is included regardless of the level of coverage chosen. You will be covered in the event of emergency or scheduled hospitalization and medical evacuation to the nearest appropriate health facility.

Medical Assistance & Repatriation (Optional)

This option covers your repatriation to your home country in case of any health problems. In the event of a natural disaster or an attack, we will pay for your return ticket.

Routine healthcare (optional)

The routine healthcare benefit covers all your non-urgent but important everyday care (general practitioners and specialists, drugs, physical therapy, laboratory tests, etc.)

Third-party liability and legal assistance (optional)

Choose this option to be covered in the event of injury or damage caused to a third party wherever you are in the world. Any legal expenses you may incur are also covered.

Dental & Vision Care (optional)

Price differences between countries are particularly high for dental and vision care. Add this option to get the reimbursement for your dental or vision care.

Maternity Care (optional)

Are you planning to have a baby? Consider adding this option to experience pregnancy, childbirth and the first months of your newborn with complete peace of mind.

Our First'Expat+ offer allows you to be reimbursed from the 1st €/$ spent. Would you prefer to be reimbursed in addition to your CFE? Visit our Relais'Expat + offer!

Our services

Make your life easy with our members services

A doctor always at your side with teleconsultation

Mobile App

Medical Network

Maternity Pack

Immediately and without obligation

My personalized rate

I get my quote

MSH: the confident choice

Our plans provide comprehensive benefits such as third-party liability, hospitalization, routine healthcare, assistance & repatriation, and maternity so you can fully enjoy your time abroad!

Coverage from MSH is the confident choice! Our teams are available 24/7 and our services are designed to suit your personal situation:

Second medical opinion
Online claims
A recognized network of providers and negotiated rates worldwide
Various points of contact depending where you are in the world
Teleconsultation
Pregnancy support
No waiting period for local hospitalization

Brochure

Download our First'Expat+ documents

First'Expat+ Table of Benefits (outside USA)

First'Expat+ Table of Benefits (USA)

First'Expat+ Brochure

First'Expat+ General Terms and Conditions

First'Expat+ Insurance Product Information Document (IPID)

Please note that from March 1, Assistance cover will be provided by Chubb, and Third-Party Liability cover will now be optional.

Lastest Customer Reviews

FAQs

Got a question? We've got the answers!

What do I need to do for my health to leave with total peace of mind?

To leave in the best conditions, we recommend that you do a global health check before you go. Updated vaccinations and dental checks are priorities but it's worth having a full medical checkup and getting a medical certificate to practice all sports too (like scuba-diving, for example). Remember to leave your contact details and policy number of your private health insurance with a member of your family or a friend, along with an address and number where you can be reached.

What is the minimum policy period?

All policies remain in effect for a minimum of six months - expect the Start'Expat plan, which can be purchased for 1 month only.

What do I do if I have a question when I'm already abroad?

As soon as you become a member, you will receive a personal insurance ID card with all our contact details. You can reach our multinational team 24 hours a day, 7 days a week in 40 different languages or you can log into your member's area to file a claim, check your reimbursements or fill out a hospital precertification form within seconds.

Where can I find the names of qualified doctors, clinics and hospitals around the world?

As an MSH member, you will have access via your member's area to a global network of high level doctors and health facilities along with their contact details, languages spoken and key services, country by country or by specialty.

All FAQs

Download our brochures

Find the right plan for you in just a few clicks

Less than a year - Start'Expat A year or more - First'Expat+

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