As an expatriate living in Monaco, you can consult:
General practitioners: To make an appointment with a general practitioner, you can either go to the hospital or see a primary care doctor.
In Monaco, rates vary according to the general practitioner, and the reimbursement rate for healthcare services is determined according to the family quotient calculated beforehand. Once in the principality, each beneficiary of the system and their dependents will be issued with a card that determines the reimbursement rate to which they are entitled. There are three types of card:
- The “carte verte” (green card) which requires doctors to comply with the state-approved rates set by Monaco's Social Security system.
- The “carte rose” (pink card) authorizes doctors to exceed state-approved rates by up to 20%.
- The “carte bulle” (bubble card) which allows doctors to set their own rates, subject to prior agreement with the patient.
The cost of a consultation with a general practitioner is: €32 for green card holders and €38.40 for pink card holders.
For a consultation with a specialist, the rate is: €42.80 for green card holders and €51.36 for pink card holders.
The amount reimbursed is based on the standard Social Security rate, regardless of the amount paid by the patient. The reimbursement rate is 80%, or 100% if the patient is exempt from the co-payment (“ticket modérateur”).
There is also an on-call system in Monaco, the aim being to meet the needs of Monegasques at night and at weekends, while also taking the pressure off the emergency services.
In case of extreme emergency, the government advises patients to go directly to the hospital emergency department.
Specialists: You will find all kinds of specialists in Monaco.
Appointments can be made directly at the Princess Grace Hospital, or at one of the various primary care medical practices. Fees vary depending on the specialty. Given the large number of practitioners, waiting times can be very short.
