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The local health insurance system in Malta

The quality of healthcare in Malta is of a very high standard. It is available from both the public (state-funded) and private systems. Although the public clinics provide very good quality care, the private health facilities offer shorter waiting times and more options in terms of treatment (slightly more advanced techniques, etc.).

Visiting a doctor in Malta

Maltese doctors

To consult a general practitioner in Malta you can go directly to a pharmacy as most of them have a room for consultations. Some GPs also offer consultations in private health facilities.

 

In Malta, doctors do not keep medical records (test results, for example), it is the patient's responsibility to keep them and bring them to the different consultations. The consultation is often paid for in cash and costs between 12 and 15 euros.

 

Maltese specialists

You can consult a specialist by making an appointment directly in their office. Sometimes you may be asked for a referral. The consultation is usually paid for in cash and costs between 30 and 80 euros, depending on the specialty. Remember to keep your bills to be reimbursed by your international health insurance in Malta.

Being admitted to hospital in Malta

You are free to choose your hospital and no referral is required. You can choose between a public or private hospital. There is not much difference between the two. For your information, a private hospital is a clinic where the quality of care is similar to public hospitals.

 

For European nationals: remember to present your EHIC or insurance certificate beforehand to benefit from the direct billing system.

Buying medication in Malta

Pharmacies are generally open from 9am to 1pm and from 4.30pm to 7pm Monday to Saturday. Some drugs are only available on prescription. Others are available without a prescription.

 

In case of emergency

Call 112

QUICK FACTS

OFFICIAL NAME

Republic of Malta

MAIN CITIES

Birkirkara, Mosta, Qormi

CAPITAL

Valletta

GOVERNMENT

Unitary parliamentary republic

COMMON LANGUAGE

Italian

FIND OUT MORE

Malta on Wikipedia

CLIENT STORIES

Client story: MSH was a lifesaver

Matthieu was hiking in a canyon in Peru when he accidently fell down several meters and fractured his kneecap and elbow: "After 12 days in a local hospital, I was sent back to  France where I spent 2 more weeks in hospital and months in physiotherapy" he remembers. Matthieu's hospitalization, repatriation and rehabilitation expenses were all covered by MSH: "Without my private health insurance, it would have been a nightmare: €16,000 for the hospital and €50,000 for my repatriation with two air ambulances - can you imagine?"
Client story: No worries mate!

Tanguy subscribed to Start’Expat to cover his gap year in Australia. He was out roller-skating one day when he slipped and blacked out for a few minutes. A passerby directed him to the nearest hospital for a scan. Fortunately, there was nothing serious and he was delighted to learn that all the expenses from €400 would be paid by MSH in advance, saving him a total of €513 -that's a lot of money for a student!   
Client story: The right decision

Bill and his family are based in Brazil. Unhappy with his previous insurer, Bill switched to MSH in December 2015: "One of the best decisions I've made since I've been here", he says, "for the level of service and the breadth and quality of the network."  Bill's insurance card is now recognized by the biggest and best hospitals in Sao Paulo. He even gets third-party payment for simple hospital tests without needing prior agreement: "MSH makes life easy", says Bill. 
DISCOVER THEIR STORIES
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